Business Use Means You Need Business Auto Coverage
If you drive a vehicle for business in Fontana or the Inland Empire-whether it's a contractor's pickup, a delivery van, a real estate agent's car, or a service fleet-standard personal auto insurance may not cover you during work-related tasks. Commercial auto insurance is built for these situations, shielding your business from financial loss if an accident or claim happens while on the job.
What Does Commercial Auto Insurance Cover?
Liability
Covers injuries or property damage you or your employees cause while driving for work.
Collision & Comprehensive
Pays for repairs if your business vehicle is damaged in an accident or by theft, fire, or vandalism.
Uninsured/Underinsured Motorist
Protection if your business vehicle is hit by someone with little or no insurance.
Medical Payments
Covers medical expenses for drivers and passengers in your work vehicles.
Hired & Non-Owned Auto
Optional: Covers employee use of personal vehicles for business tasks.
High Liability Limits
Businesses often require $1M or more in coverage-Shaver will help you choose the right limits.
Plus, you can cover tools, equipment, or goods carried in your vehicle-and even get rental reimbursement to keep your business moving after a claim.
Vehicles & Industries We Insure
Shaver Insurance covers:
- Service vans, pickup trucks, and company cars
- Contractor vehicles with ladder racks or toolboxes
- Delivery vans for retail, food service, or logistics
- Small fleets for sales teams or mobile businesses
- Light trucking operations (ask about logistics/trucking needs on I-10/I-15 corridors)
If you need coverage for a specialty vehicle or fleet, we'll find the best fit for your business.
Compliance, Filings & Local Expertise
California requires proper commercial auto coverage for business vehicles. Shaver Insurance helps with all the details:
- Motor Carrier Permits (MCP)
- State and federal filings (SR-22, MCS-90, etc.)
- DOT paperwork
- Proper insurance for leasing or contracts
We keep your vehicles-and your business-street legal and protected, whether you have one car or an entire fleet.
Local Coverage for Local Businesses
From boutiques in Fontana to cafes in downtown Riverside, Shaver Insurance has set up BOPs for countless Inland Empire businesses. We know what local business owners need-whether it's protecting inventory, equipment, or simply having proof of insurance for your lease.
Save Time, Save Money-Let's Review Your Coverage
Already have a business auto policy? Shaver shops multiple carriers for the best rates and coverage, and helps consolidate policies for easier management. New to commercial auto? We'll guide you step-by-step and make sure you're not missing crucial coverage.
